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54
Photos
5020 WATERLOO ROAD, Ellicott City, MD 21043
$799,999 Asking Price
$---/mo Est. Payment Get Prequalified »
7
beds
9
baths
4,642
sqft
Built in
1967
The property is back on the market due to the buyer's unforeseen job loss, with no fault attributed to the sellers. Discover a rare gem in the heart of Ellicott City, Howard County. This exceptional property offers unmatched versatility, featuring an updated kitchen with granite countertops, 7 spacious bedrooms, each with its own ensuite bathroom, 2 additional half bathrooms, and 4 dedicated office spaces. Nestled on nearly half an acre, this home is perfect for a large family, with the unique option to live on one side while renting out the other for supplemental income. The property’s versatility extends beyond residential. It is an ideal investment opportunity for generating income through rental arrangements for families, medical offices, or professional workspaces while residing on one side of the property. Exempt from HOA restrictions and upgraded to follow ADA standards, this property is ideally suited for use as a large office space, senior care facility, Assisted Living Facility (ALF), veterans housing, or other specialized services. Enjoy the expansive backyard from a wrap-around deck, complete with an ADA-compliant ramp for easy access to the ground floor. Whether you're seeking a home or a property with commercial potential, this is a must-see. Schedule your private viewing today and explore the endless possibilities this remarkable property offers.
Features & Amenities
Interior
- Basement:
- Connecting Stairway,Improved,Outside Entrance,Windows
- A/C:
- Central A/C
- Heating:
- Y, Central, Natural Gas
- Fireplace:
- Fireplace, Fireplaces: 1
- Disability Feature:
- Doors - Lever Handle(s)
Exterior
- General:
- Above Grade,Below Grade
- Style:
- Ranch/Rambler
Construction
- Roofing:
- Shingle
- General:
- Block, 3
Location
- Originating MLS:
- BRIGHT_MAIN
- School District:
- HOWARD COUNTY PUBLIC SCHOOL SYSTEM
- County:
- HOWARD
Lot
- Zoning:
- R20, 1402253186
- Current Use:
- R
Utilities
- Water:
- Public
- Sewer:
- Public Sewer
Financial
- Source:
- BRIGHT_MAIN
- Exclusions:
- See addendum
This listing courtesy of:
Smart Realty, LLC, KATALIN Szallo
Monthly Payment
Disabled 10% or more?
Used a VA Loan before?
Eligible for BAH?
Do you have dependents?
Your BAH amount is for the military housing area.
Loan term (number of years)
Property taxes are generally around 1.2% of the home’s value, but may vary based on location.
Annual homeowners insurance is typically 0.35% of the home’s value but can vary based on insurer.
$---
Est. Payment *
- Principal & Interest $--
- Taxes $--
- Insurance $--
- VA Funding Fee $--
$--- Est. Payment - $--- BAH = $--- Remaining
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About Ellicott City, MD
Housing
- Number of Units
- 34,498
- Median Home Value
- $544,225
- Median Rent
- $1,593
22.96% of housing units are renter occupied.
3.17% are vacant.
Commute
- Car
-
57.76%
- Public Transportation
-
1.37%
- Walk to Work
-
0.32%
- Work from Home
-
39.93%
- Other
-
0.61%
The median travel time to work is 19 minutes.
People
- Population
- 91,016
- Median Age
- 40.80
- Median Household Size
- 3.20
Education
- High School
-
11.28%
- Associate’s Degree
-
5.33%
- Bachelor’s Degree
-
33.03%
- Graduate Degree
-
36.07%
Disclaimer: Community and Demographic information uses data from the U.S. Census Bureau but is not endorsed or certified by the Census Bureau.
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