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4864 Ritter Woods Lane, Spencer, IN 47460
$425,900 Asking Price
$---/mo Est. Payment Get Prequalified »
5
beds
3
baths
3,140
sqft
Built in
1995
Welcome to your 5-bedroom home that is sprawling with a serene feel sitting on 3.85 areas. This home offers everything and more. A new roof was installed on home and shed in 2024. 10 ft ceilings in family room with a large picture window ( installed in 2024) to enjoy the beautiful property. The kitchen is large with new quartz countertops along with an island, opening up to a beautiful sunroom finished with stunning wood ceilings and floors. Fresh paint and new vinyl planking throughout main level. The master offers an ensuite. The walk-out basement is a dream with 9 ft ceilings a fireplace and is also freshly painted. The basement offers a large family room,2 bedrooms with large walk-in closets. Along with a 17x13 recreation room that has endless possibilities, a large full bathroom with tub is attached to rec room. A 23x5 room off of the rec. room is a dream for storage. Relax outside on the large deck that spans nearly the entire back of the home, or on the covered front porch enjoying your personal oasis. Store all your lawn equipment and extras in the 16x16 shed that has electricity. This home gives you the feel of a country setting yet conveniently located to Hwy 46! Allowing commuting to Bloomington in less then 20 minutes!! *well water filtration system recently replaced* * advanced filtration system for drinking water system is installed in kitchen*
Features & Amenities
Interior
- Basement:
- Full Basement,Walk-Out Basement
- Flooring:
- Hardwood Floors,Carpet,Vinyl
- A/C:
- Central Air
- Heating:
- Electric
- Fireplace:
- Gas Log, Fireplace, Fireplaces: 1
Exterior
- General:
- Brick,Vinyl
Construction
- Roofing:
- Shingle
- General:
- Two Story, Full Basement,Walk-Out Basement
Location
- Road/Access:
- Private
- HOA Amenities:
- Not Applicable
- School District:
- Spencer-Owen Community Schools
Lot
- Driveway:
- Asphalt
- Zoning:
- Parcel 1- NE S14 T9 R3.18A aka Ritter Woods Lot 32 Parcel2- NE S14 T9 R3 .67A aka Ritter Woods Lot 31, 60-17-14-100-020.060-016
Utilities
- Water:
- Well
This listing courtesy of:
Valu-net Realty, Melissa Fulk
Monthly Payment
Disabled 10% or more?
Used a VA Loan before?
Eligible for BAH?
Do you have dependents?
Your BAH amount is for the military housing area.
Loan term (number of years)
Property taxes are generally around 1.2% of the home’s value, but may vary based on location.
Annual homeowners insurance is typically 0.35% of the home’s value but can vary based on insurer.
$---
Est. Payment *
- Principal & Interest $--
- Taxes $--
- Insurance $--
- VA Funding Fee $--
$--- Est. Payment - $--- BAH = $--- Remaining
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About Spencer, IN
Housing
- Number of Units
- 5,132
- Median Home Value
- $130,803
- Median Rent
- $513
20.08% of housing units are renter occupied.
9.09% are vacant.
Commute
- Car
-
81.38%
- Public Transportation
-
0.06%
- Walk to Work
-
2.12%
- Work from Home
-
16.03%
- Other
-
0.40%
The median travel time to work is 26 minutes.
People
- Population
- 11,481
- Median Age
- 45.20
- Median Household Size
- 2.53
Education
- High School
-
43.59%
- Associate’s Degree
-
7.05%
- Bachelor’s Degree
-
11.09%
- Graduate Degree
-
4.55%
Disclaimer: Community and Demographic information uses data from the U.S. Census Bureau but is not endorsed or certified by the Census Bureau.
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