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43
Photos
4
beds
2
baths
1,903
sqft
Built in
1900
Welcome to 43 Water Street, Worcester, NY, 12197, in Otsego County. This delightful Single Family Home exudes charm and elegance, nestled on a picturesque .48-acre lot in the heart of a Victorian village. Boasting 4 bd and 2 full baths, this home offers a solid foundation for comfortable living. As you step inside, you'll be greeted by an inviting interior adorned with an open staircase, original moldings, a spacious living room, and a cozy family room. The kitchen is a chef's delight, featuring an eat-in area, a formal dining room, and convenient first-floor laundry. Hardwood floors, high ceilings, and some replacement windows further enhance the appeal of this residence. For added convenience, a third-floor walk-up attic presents a fantastic opportunity for additional living space or storage. The property also boasts high-speed internet access, a large yard perfect for outdoor activities, and a serene village setting that offers a peaceful retreat. Outdoor enthusiasts will appreciate the proximity to natural wonders like Cooperstown and its famous Baseball Hall of Fame. The region's scenic beauty provides endless opportunities for hiking, fishing, & exploring the great outdoors.
Features & Amenities
Interior
- General:
- Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Home Office,Walk-In Pantry,Bedroom on Main Level
- Appliances:
- Electric Water Heater
- Laundry:
- Main Level
- Basement:
- Exterior Entry,Full,Walk-Up Access
- Flooring:
- Hardwood,Varies,Vinyl
- Heating:
- true, Oil,Steam
- Fireplace:
- Fireplaces: 0
Exterior
- General:
- Gravel Driveway
- Style:
- Two Story,Victorian
- Parking:
- No Garage
Construction
- Roofing:
- Shingle
- General:
- Other,See Remarks, 2, Stone
Location
- Road/Access:
- City Street
- Originating MLS:
- NYS
- School District:
- Worcester
- County:
- Otsego
Lot
- Zoning:
- 366600-199-017-0001-015-010-0000
Utilities
- Utilities:
- Water Connected, Circuit Breakers
- Water:
- Connected,Public
- Sewer:
- Septic Tank
Financial
- Source:
- NYS
This listing courtesy of:
Charlotteville Realty, Christy L. Dahms
Monthly Payment
Disabled 10% or more?
Used a VA Loan before?
Eligible for BAH?
Do you have dependents?
Your BAH amount is for the military housing area.
Loan term (number of years)
Property taxes are generally around 1.2% of the home’s value, but may vary based on location.
Annual homeowners insurance is typically 0.35% of the home’s value but can vary based on insurer.
$---
Est. Payment *
- Principal & Interest $--
- Taxes $--
- Insurance $--
- VA Funding Fee $--
$--- Est. Payment - $--- BAH = $--- Remaining
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About Worcester, NY
Housing
- Number of Units
- 1,500
- Median Home Value
- $127,553
- Median Rent
- $626
18.10% of housing units are renter occupied.
28.00% are vacant.
Commute
- Car
-
93.80%
- Public Transportation
-
0.64%
- Walk to Work
-
1.48%
- Work from Home
-
3.62%
- Other
-
0.44%
The median travel time to work is 32 minutes.
People
- Population
- 2,503
- Median Age
- 46.50
- Median Household Size
- 2.67
Education
- High School
-
34.66%
- Associate’s Degree
-
15.79%
- Bachelor’s Degree
-
12.98%
- Graduate Degree
-
9.34%
Disclaimer: Community and Demographic information uses data from the U.S. Census Bureau but is not endorsed or certified by the Census Bureau.
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