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Don’t let your Veteran and military friends miss out on the opportunity to discover this home!
20
Photos
3
beds
2
baths
1,248
sqft
Built in
1920
***$5,000 Market adjustment*** Welcome to 45 West St, Oneonta, NY 13820, a charming two-story home in Otsego County. Built in 1920 on a 0.11-acre lot, this house offers character and modern convenience. With 3 bedrooms and 1.5 bathrooms, it's perfect as a forever home, starter home, or an income property. Located just minutes from downtown Oneonta, SUNY Oneonta, and Hartwick College, it's ideal for those wanting suburban tranquility with urban accessibility. Close to local shops, restaurants, parks, and the public library, this home is at the heart of a vibrant community. Embrace a fulfilling lifestyle at this great village home. Don't miss this opportunity to make 45 West St your new home or investment!
Features & Amenities
Interior
- Appliances:
- Dishwasher, Gas Oven, Gas Water Heater, Range Hood, Refrigerator
- Laundry:
- In Basement
- Basement:
- Full
- Flooring:
- Wood
- A/C:
- false, None
- Heating:
- true, Forced Air, Natural Gas
Exterior
- General:
- None
- Style:
- Colonial
- Parking:
- Driveway, Parking spaces: 2
Construction
- Roofing:
- Shingle
- General:
- Wood Siding, Slab
Location
- Originating MLS:
- Global MLS
- School District:
- Oneonta
- County:
- Otsego
Lot
- Zoning:
- 361200 288.17-1-70
Utilities
- Water:
- Public
- Sewer:
- Public Sewer
Financial
- Source:
- Global MLS
This listing courtesy of:
Charlotteville Realty, Kevin Lucero
Monthly Payment
Disabled 10% or more?
Used a VA Loan before?
Eligible for BAH?
Do you have dependents?
Your BAH amount is for the military housing area.
Loan term (number of years)
Property taxes are generally around 1.2% of the home’s value, but may vary based on location.
Annual homeowners insurance is typically 0.35% of the home’s value but can vary based on insurer.
$---
Est. Payment *
- Principal & Interest $--
- Taxes $--
- Insurance $--
- VA Funding Fee $--
$--- Est. Payment - $--- BAH = $--- Remaining
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About Oneonta, NY
Housing
- Number of Units
- 8,735
- Median Home Value
- $153,829
- Median Rent
- $769
40.50% of housing units are renter occupied.
15.59% are vacant.
Commute
- Car
-
76.57%
- Public Transportation
-
1.83%
- Walk to Work
-
13.31%
- Work from Home
-
7.39%
- Other
-
0.41%
The median travel time to work is 17 minutes.
People
- Population
- 21,361
- Median Age
- 35.80
- Median Household Size
- 2.37
Education
- High School
-
23.22%
- Associate’s Degree
-
10.86%
- Bachelor’s Degree
-
22.02%
- Graduate Degree
-
18.46%
Disclaimer: Community and Demographic information uses data from the U.S. Census Bureau but is not endorsed or certified by the Census Bureau.
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