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4810 Saddle Ridge Drive SE, Owens Cross Roads, AL 35763
$499,900 Asking Price
$---/mo Est. Payment Get Prequalified »
4
beds
3
baths
3,085
sqft
Built in
2001
Welcome to this custom brick ranch featuring a Southern front porch and stunning mountain views. The kitchen is an entertainer’s dream with a farm sink, granite countertops, a large island, backsplash, recessed lighting, and abundant cabinetry. The open layout flows seamlessly into a cozy family room with vaulted beamed ceilings, shiplap accents, a gas log fireplace, and custom built-ins. Enjoy transom windows throughout, sunlit interiors, a luxurious owner’s suite, and outdoor living with a pergola, fire pit, and additional paver patio. Laundry room includes tile, built-ins, and a sink. Classic charm meets modern comfort.
Features & Amenities
Interior
- Appliances:
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range
- Basement:
- Crawl Space
- A/C:
- true, Central 1
- Heating:
- true, Central 1
- Fireplace:
- Gas Log, One, Fireplace, Fireplaces: 1
Exterior
- General:
- Curb/Gutters, Drive-Concrete, Fireplace, Gazebo, Park Near By, Sidewalk, Sprinkler Sys, Treed Lot, Undgrnd Util, View
- Parking:
- Garage-Two Car, Garage-Attached, Garage Door Opener, Garage Faces Side, Driveway-Concrete
Construction
- General:
- One and One Half
Location
- HOA Amenities:
- Common Grounds, 160.0, Annually
- Originating MLS:
- Valley MLS
- County:
- MADISON
Lot
- Zoning:
- 1807350000081.026
Utilities
- Water:
- Public
- Sewer:
- Public Sewer
Financial
- Source:
- Valley MLS
This listing courtesy of:
Stewart & Associates Re, LLC
Monthly Payment
Disabled 10% or more?
Used a VA Loan before?
Eligible for BAH?
Do you have dependents?
Your BAH amount is for the military housing area.
Loan term (number of years)
Property taxes are generally around 1.2% of the home’s value, but may vary based on location.
Annual homeowners insurance is typically 0.35% of the home’s value but can vary based on insurer.
$---
Est. Payment *
- Principal & Interest $--
- Taxes $--
- Insurance $--
- VA Funding Fee $--
$--- Est. Payment - $--- BAH = $--- Remaining
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About Owens Cross Roads, AL
Housing
- Number of Units
- 7,420
- Median Home Value
- $270,037
- Median Rent
- $1,205
13.48% of housing units are renter occupied.
3.40% are vacant.
Commute
- Car
-
72.85%
- Public Transportation
-
0.00%
- Walk to Work
-
0.43%
- Work from Home
-
26.23%
- Other
-
0.49%
The median travel time to work is 22 minutes.
People
- Population
- 19,427
- Median Age
- 39.70
- Median Household Size
- 2.88
Education
- High School
-
16.30%
- Associate’s Degree
-
5.81%
- Bachelor’s Degree
-
33.47%
- Graduate Degree
-
28.76%
Disclaimer: Community and Demographic information uses data from the U.S. Census Bureau but is not endorsed or certified by the Census Bureau.
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