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20
Photos
45 West Street, Oneonta-city, NY 13820
$169,900 Asking Price
$---/mo Est. Payment Get Prequalified »
3
beds
2
baths
1,248
sqft
Built in
1920
***$5,000 Market adjustment*** Introducing a charming opportunity at 45 West St, Oneonta, NY 13820, nestled in Otsego County. This delightful two-story home, built in 1920, sits on a cozy 0.11-acre lot, offering both character and convenience. Featuring 3 bedrooms and 1.5 bathrooms, this property is ideal as a forever home, a starter home, or an excellent choice for an income property. Its prime location is just minutes from the vibrant heart of downtown Oneonta, SUNY Oneonta, and Hartwick College, making it perfect for those seeking a blend of suburban peace and urban accessibility. Embrace the comfort of this great village home, where every convenience is within a short distance. Explore the local shops, restaurants, and pubs that add to the lively atmosphere of the area. For outdoor enthusiasts or pet owners, you'll appreciate the close proximity to parks, dog parks, and the public library, ensuring leisure and relaxation are always within reach. This property is not just a house; it's a gateway to a vibrant community and a fulfilling lifestyle. Don't miss the chance to make 45 West St your new home or investment property.
Features & Amenities
Interior
- General:
- Other,See Remarks
- Appliances:
- Dishwasher,Exhaust Fan,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Range Hood
- Basement:
- Full
- Flooring:
- Carpet,Hardwood,Varies
- Heating:
- true, Gas,Forced Air
- Fireplace:
- Fireplaces: 0
Exterior
- Style:
- Two Story,Traditional
- Parking:
- No Garage,Shared Driveway
Construction
- General:
- Wood Siding, 2, Poured
Location
- Originating MLS:
- NYS
- School District:
- Oneonta
- County:
- Otsego
Lot
- Zoning:
- 361200-288-017-0001-070-000-0000
Utilities
- Utilities:
- Sewer Connected,Water Connected
- Water:
- Connected,Public
- Sewer:
- Connected
Financial
- Source:
- NYS
- Listing Agent Compensation:
- 0
- Buyers Agent Compensation:
- 2.5
This listing courtesy of:
Charlotteville Realty, Kevin Lucero
Monthly Payment
Disabled 10% or more?
Used a VA Loan before?
Eligible for BAH?
Do you have dependents?
Your BAH amount is for the military housing area.
Loan term (number of years)
Property taxes are generally around 1.2% of the home’s value, but may vary based on location.
Annual homeowners insurance is typically 0.35% of the home’s value but can vary based on insurer.
$---
Est. Payment *
- Principal & Interest $--
- Taxes $--
- Insurance $--
- VA Funding Fee $--
$--- Est. Payment - $--- BAH = $--- Remaining
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About Oneonta, NY
Housing
- Number of Units
- 8,735
- Median Home Value
- $153,829
- Median Rent
- $769
40.50% of housing units are renter occupied.
15.59% are vacant.
Commute
- Car
-
76.57%
- Public Transportation
-
1.83%
- Walk to Work
-
13.31%
- Work from Home
-
7.39%
- Other
-
0.41%
The median travel time to work is 17 minutes.
People
- Population
- 21,361
- Median Age
- 35.80
- Median Household Size
- 2.37
Education
- High School
-
23.22%
- Associate’s Degree
-
10.86%
- Bachelor’s Degree
-
22.02%
- Graduate Degree
-
18.46%
Disclaimer: Community and Demographic information uses data from the U.S. Census Bureau but is not endorsed or certified by the Census Bureau.
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