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25
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1957-59 Montgomery Ave, Cardiff By The Sea, CA 92007
$2,999,000 Asking Price
$---/mo Est. Payment Get Prequalified »
4
beds
4
baths
2,066
sqft
Built in
1973
Discover a rare gem in the exclusive Composer District of Cardiff by the Sea. This stunning 3-story side-by-side duplex has been owned by the same family and never rented out—an exceptional opportunity to own a piece of coastal paradise. One unit has been beautifully updated with modern finishes and high-end touches, offering a luxurious living experience. Short-Term Rental (STR) permit that’s already in place, giving you the ability to live in one unit and rent out the other for immediate rental income. The property boasts breathtaking ocean views from a shared deck that connects both units, perfect for enjoying sunsets or entertaining guests in a serene, coastal setting. The property’s multi-family zoning opens the door to even more possibilities. The 4-car attached garage offers HUGE ADU potential—convert it into 2 separate ADUs or add new units to the rear of the lot. Located just a short stroll from the beach, local restaurants, and boutique shopping, this duplex combines luxury living with convenience. Whether you're searching for a full-time residence, vacation home, or a prime investment opportunity, this property delivers. Don’t miss this chance to own in one of San Diego’s most coveted neighborhoods.
Features & Amenities
Interior
- Laundry:
- Laundry Room
- Flooring:
- Carpet,Linoleum/Vinyl
- A/C:
- Zoned Area(s),Other/Remarks
- Heating:
- Zoned Areas,Other/Remarks, Electric,Other/Remarks
- Fireplace:
- Patio/Outdoors,Bath, Fireplaces: 0
Exterior
- General:
- Stucco
- Style:
- Traditional
- Pool:
- None
- Parking:
- Driveway - Concrete, Parking spaces: 8
Construction
- Roofing:
- Composition,Rock/Gravel
- General:
- 3 Story
Location
- HOA Amenities:
- 0.0
- Originating MLS:
- SDMLS
- County:
- San Diego
Lot
- Topography:
- Slope Gentle
- Zoning:
- 260-362-24-00
- View:
- Ocean,Panoramic Ocean,Water,Coastline
- Fencing:
- Full,Wrought Iron,Chain Link
- Restrictions:
- None Known
Utilities
- Water:
- Meter on Property
- Sewer:
- Sewer Connected
Financial
- Source:
- SDMLS
- Ownership:
- Fee Simple
This listing courtesy of:
Henry Wright Realty, Lisa R De Jesus
Monthly Payment
Disabled 10% or more?
Used a VA Loan before?
Eligible for BAH?
Do you have dependents?
Your BAH amount is for the military housing area.
Loan term (number of years)
Property taxes are generally around 1.2% of the home’s value, but may vary based on location.
Annual homeowners insurance is typically 0.35% of the home’s value but can vary based on insurer.
$---
Est. Payment *
- Principal & Interest $--
- Taxes $--
- Insurance $--
- VA Funding Fee $--
$--- Est. Payment - $--- BAH = $--- Remaining
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About Cardiff by the Sea, CA
Housing
- Number of Units
- 4,775
- Median Home Value
- $1,023,142
- Median Rent
- $2,023
40.58% of housing units are renter occupied.
8.30% are vacant.
Commute
- Car
-
58.39%
- Public Transportation
-
0.03%
- Walk to Work
-
0.87%
- Work from Home
-
40.19%
- Other
-
0.46%
The median travel time to work is 14 minutes.
People
- Population
- 10,453
- Median Age
- 44.50
- Median Household Size
- 2.82
Education
- High School
-
6.93%
- Associate’s Degree
-
6.65%
- Bachelor’s Degree
-
31.95%
- Graduate Degree
-
29.03%
Disclaimer: Community and Demographic information uses data from the U.S. Census Bureau but is not endorsed or certified by the Census Bureau.
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