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16
Photos
3
beds
2
baths
1,520
sqft
Built in
2021
This home is offered with limited qualifying owner financing subject to an existing mortgage using a Wrap-Around Mortgage (aka Subject to mortgage). -Around (aka Subject to) Mortgage Terms: Down payment $28,000, 6.625% Interest rate, 5-year balloon (PITI is 2580.51, loan amount $295,975). A "wrap-around mortgage" involves the seller financing the sale and wrapping this around the existing mortgage. In this situation, the Buyer makes payments to the Seller, and the Seller continues paying the original mortgage. The new loan covers the existing mortgage payment. The seller’s loan remains in place, but the Buyer assumes financial responsibility for the existing loan through their payments. Upon the 5th year, the Buyer must pay off the existing debt, refinance, or sell the property. *** Well-maintained and ready for move-in, this charming 3-bedroom, 2-bathroom home offers comfort and convenience. Enter through archways leading to a formal dining area, perfect for gatherings. The kitchen, featuring granite countertops, seamlessly opens to the family room, creating a welcoming and open layout. Granite countertops continue in both bathrooms, adding a touch of luxury. Enjoy the spacious backyard, ideal for outdoor activities. Located just minutes from Elgin High School and under 10 minutes from HEB, shopping, and more, this home combines peaceful living with easy access to everything you need."Ask about our access to creative financing options and programs, including “Buy First, Sell Later". More photos available upon request.
Features & Amenities
Interior
- General:
- Ceiling Fan(s), Granite Counters, Electric Dryer Hookup, Pantry, Primary Bedroom on Main, Soaking Tub, Washer Hookup
- Appliances:
- Cooktop, Microwave, Electric Water Heater
- Laundry:
- Inside
- Flooring:
- Carpet, Wood
- A/C:
- Ceiling Fan(s), Central Air
- Heating:
- Central
- Fireplace:
- Fireplaces: 0
- Eco/Green Feature:
- None, None
Exterior
- General:
- Private Yard
- Other Structures:
- None
- Pool:
- None
- Parking:
- Attached, Garage, Parking spaces: 2
Construction
- Roofing:
- Composition, Shingle
- Windows:
- Blinds
- General:
- One, Slab
Location
- HOA Amenities:
- Common Area Maintenance, 383.0, Annually
- Originating MLS:
- actris
- School District:
- Elgin ISD
- County:
- Travis
Lot
- Zoning:
- LOT 35 BLK K HOMESTEAD ESTATES UNIT 1, 06470806040000
- View:
- Neighborhood
- Fencing:
- Back Yard, Wood
Utilities
- Utilities:
- Electricity Connected, Sewer Connected, Water Connected
- Water:
- Public
- Sewer:
- Public Sewer
Financial
- Source:
- actris
This listing courtesy of:
Keller Williams Realty, Jaymes Willoughby
Monthly Payment
Disabled 10% or more?
Used a VA Loan before?
Eligible for BAH?
Do you have dependents?
Your BAH amount is for the military housing area.
Loan term (number of years)
Property taxes are generally around 1.2% of the home’s value, but may vary based on location.
Annual homeowners insurance is typically 0.35% of the home’s value but can vary based on insurer.
$---
Est. Payment *
- Principal & Interest $--
- Taxes $--
- Insurance $--
- VA Funding Fee $--
$--- Est. Payment - $--- BAH = $--- Remaining
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About Elgin, TX
Housing
- Number of Units
- 9,163
- Median Home Value
- $216,652
- Median Rent
- $796
23.90% of housing units are renter occupied.
6.16% are vacant.
Commute
- Car
-
75.78%
- Public Transportation
-
0.03%
- Walk to Work
-
0.74%
- Work from Home
-
22.86%
- Other
-
0.34%
The median travel time to work is 28 minutes.
People
- Population
- 24,626
- Median Age
- 37.80
- Median Household Size
- 3.26
Education
- High School
-
32.15%
- Associate’s Degree
-
6.03%
- Bachelor’s Degree
-
13.94%
- Graduate Degree
-
5.88%
Disclaimer: Community and Demographic information uses data from the U.S. Census Bureau but is not endorsed or certified by the Census Bureau.
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